Affirm is essentially a loan that you can get approved for based on your credit.
During the checkout process, you provide some basic information and get instant approval to split your purchase into 3, 6, or 12 monthly payments with rates from 10-30% APR.
Affirm does a credit check to verify your identity and provide you with a financing offer when you sign up. This is a ‘soft’ credit check and will not impact your credit score. If you choose to complete a purchase and finance it with Affirm, Affirm will do a single ‘hard’ credit check when your first order is processed by the merchant. This may have a minor impact on your credit score. For future purchases with Affirm, they won’t need to check your credit again.
Affirm tries hard to approve every purchase but sometimes can’t approve the full amount. When this happens, they provide a debit card down payment option so that you may still complete your purchase right away.
Choosing a selection results in a full page refresh.
Press the space key then arrow keys to make a selection.